How Much Does It Really Cost to Move to Spain? (2026 Budget Breakdown)
Visa fees, document legalisation, insurance, flights, deposits, and first-month living costs — a realistic budget for relocating to Spain.
Visa and government fees
Expect the visa application fee, the residency card (TIE) fee, and the relevant government tasa. For the Digital Nomad Visa the tasa 790-038 is around €73, plus consular fees that vary by nationality.
Documents and translations
Apostilles, sworn translations, and certified copies add up. Budget a few hundred euros for a clean set of documents, more if you have dependents who each need their own file.
Insurance and health cover
Private health insurance with full Spain coverage typically runs €50–€150 per adult per month. Plans must have no co-pays to satisfy the visa requirement.
Arrival and first-month costs
Flights, a short-term rental while you secure a long-term lease, a housing deposit (usually two months), and setup costs for utilities and a Spanish bank account. A realistic arrival buffer is €3,000–€5,000 on top of visa and document costs.
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